Kenbright Retail
Secure Your Family's Tomorrow, Today
Term life, whole life, and endowment policies from underwriters we trust — the right cover for every stage of life.
0 +
Client Policies
0 M+
Underwritten
0 +
Settled Claims
Defined-Term Cover
High-Value Cover Where You Need It Most
Term life provides high-value cover for a defined period that is ideal during the years when dependants are young, a mortgage is being paid down, or income protection matters most. Premiums are low because cover is time-bound, making term life the most cost-effective protection per shilling.
Lifetime Cover with Cash Value
Whole Life Cover That Builds Wealth Over Time
Whole life provides cover for your entire lifetime, with built-in cash value that grows over time. It is more expensive than term life, but the cash value can be borrowed against, surrendered, or passed on — making it part insurance, part long-term savings.
Insurance Plus Goal Saving
Endowment Plans for Defined Future Goals
Endowment policies combine life cover with a savings goal, paying out at maturity even if the insured event does not occur. Useful for goal-based planning: education funding, a big purchase, or a planned retirement payout.
What Do You Want to Know?
Frequently Asked Questions
How much life cover do I need?
A common rule of thumb is 5–10× annual income, but the right number depends on dependants, debts, and existing savings. Our advisors run a needs analysis with you and recommend a sum assured that genuinely covers what your family would need.