Kenbright Retail
One Plan for the People You Love
Comprehensive family protection — medical, life, personal accident, and education continuity — coordinated under one programme with one point of contact.
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Settled Claims
Coordinated Cover
Medical, Life, Personal Accident, Education
A typical Family package combines a family medical plan (inpatient and outpatient), life cover for the breadwinner, personal accident cover for all members, and education protection that ensures children’s school fees continue if a parent cannot provide.
Built for Your Family
Coverage Levels Designed Around Your Obligations
We sit with you, understand your obligations and goals, and design a policy combination that matches. Whether you want maximum medical, maximum life, or balanced cover across the package — we structure it around your priorities, not a one-size-fits-all template.
One Team, One Renewal
One Point of Contact for Every Cover, Every Year
Buying family cover through Kenbright means one team coordinating across underwriters and policies — one point of contact, one renewal date, and one conversation when life changes. We review covers annually to make sure they still fit your family’s stage.
What Do You Want to Know?
Frequently Asked Questions
Why combine covers instead of buying them separately?
Combining covers means one renewal date, one advisor, and often a discount across the package. More importantly, it ensures the covers work together — so there are no gaps or duplications across medical, life, and personal accident.
Can elderly parents be included?
Yes. Many family medical plans allow parents to be added as dependants, subject to age limits and medical underwriting. We help you select underwriters whose plans accommodate elderly dependants.
What happens to cover if there is a divorce or separation?
Family cover can be restructured to reflect new circumstances — splitting policies, transferring lives, or starting fresh under new arrangements. We handle the coordination and underwriting reset.