Kenbright Retail
Cover for Life's Unexpected Moments
Affordable, easy-to-claim personal accident insurance that pays out for injury, disability, or death — exactly when families need financial support most.
0 +
Client Policies
0 M+
Underwritten
0 +
Settled Claims
Clear Benefits
Death, Disability, Medical, and Income Protection
Standard cover includes accidental death benefit, permanent total or partial disability cover, temporary total disability benefit, and reimbursement for medical expenses arising from an accident. Many plans also include funeral expense cover and weekly income replacement during recovery.
Real Value
Maximum Cover at Minimum Cost
Personal Accident insurance is one of the most cost-effective ways to give your family a safety net — premiums are typically a fraction of life or comprehensive medical cover, and benefits are paid quickly when claims are valid.
Compare and Choose
Multiple Tiers from Multiple Underwriters
We work with several underwriters so you can compare benefit levels and premium tiers, and pick cover that fits your income, dependants, and lifestyle — whether you are a parent, a sole breadwinner, or an active sports enthusiast.
What Do You Want to Know?
Frequently Asked Questions
How is personal accident cover different from life insurance?
Life insurance pays out on death from any cause (subject to policy terms). Personal accident pays out specifically when injury or death results from an accident — making it cheaper and faster to claim, but narrower in scope. Many people hold both.
Is everyday work covered?
Yes. Most policies cover accidents at work, at home, in transit, and during recreation. Some occupations classified as high-risk (e.g., aviation crews, professional sports) may require specific underwriting.
How quickly are claims paid?
For valid claims with proper documentation, payouts typically happen within 14–30 days of submission, depending on the underwriter and the nature of the claim.