Kenbright Retail
Protect Your Home, Your Things, Your Peace of Mind
Comprehensive cover for the building, its contents, and the events that disrupt everyday life — from fire and burglary to accidental damage.
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Client Policies
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Underwritten
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Settled Claims
Built for Real Homes
Cover for the Building, Contents, and Everything Inside
Whether you own a standalone house, an apartment, or a holiday home, we structure cover for the building shell, fixtures, contents, electronics, and high-value items like jewellery. Third-party liability is included for the moments a visitor gets hurt on your property.
Right-Sized for You
Help Valuing Contents So You're Not Under-Insured
One of the most common mistakes in home insurance is under-insuring contents. Our team helps you value your contents accurately, understand exclusions clearly, and pick a level of cover that matches your real exposure — not a generic estimate that lets you down at claim time.
When You Need Us
We Manage the Claim So You Can Get Back to Normal
When something goes wrong, we manage the process on your behalf — coordinating with your underwriter, loss adjusters, and contractors. You stay focused on getting back to normal life rather than chasing paperwork.
What Do You Want to Know?
Frequently Asked Questions
What is covered under a typical home insurance policy?
A standard policy covers fire and allied perils (lightning, explosion, smoke), burglary, accidental damage, water damage, natural perils, and third-party liability. We can add cover for domestic staff, all-risks for high-value items, and emergency assistance.
How do I value the contents of my home?
We help you walk through your home, room by room, listing significant contents and their replacement values. For high-value items like jewellery, electronics, or art, we recommend professional valuation. The goal is to insure for replacement cost, not original purchase price.
Are tenants covered or only property owners?
Both. Tenants can take contents-only cover that protects their belongings and personal liability — landlords carry building cover. We can structure either, or both.